Enhancer Express

Enhancer Express


  • To assist SMEs with viable business but lack the collateral to obtain the required financing from Financial Institutions.
  • To further increase market outreach to SMEs via simplified processing to allow shorter turnaround time
  • High weightage on behavioral aspects rather than financial aspects


  • To provide guarantee for the following sector ie Wholesale, Services, Construction, Manufacturing, Agriculture and Retail Trade to obtain financing for Working Capital and Asset Acquisition

Target Market

  • Company defined under SME definitions
  • New and existing borrower.
  • Company must be registered in Malaysia.
  • Eligible to Sdn Bhd, Partnership & Sole Proprietorship business entity.
  • Must be at least 51% Malaysian owned and control business entity.
  • The business must be in operation for more than 3 years. Key person (Managing Director / Principal Partner / Proprietor) age must ≥ 25 years and ≤ 65 years at point of application.

Loan Limit

  • Minimum RM50,000.00
  • Maximum RM250,000.00

Facility Type

  • Term Loan only

Guarantee Cover

  • 70% of the unsecured portion.

Guarantee Fee

  • 4.5% per annum

For more information, call our Call Centre at 03-5522 3000 or visit the nearest AFFINBANK / AFFIN ISLAMIC branch today.

Tariff Charges insert_drive_file
Rates & Charges attach_money
Calculator phonelink_ring