OMG Snatch Protector

Very often, one never expects to be a victim of a crime until it happens to them, in some unfortunate cases, this crime becomes fatal. It can be a traumatic experience for the victim and it might also burn some holes in their pocket while transitioning to recover from the horrific event.

OMG Snatch Protector is a smart personal accident plan that helps victim of a crime to turn over a new leaf. The plan covers individuals for Accidental Death and Disability, Accidental Daily Hospital Income, Double Accidental Death Cover due to snatch theft and robbery and Cash Relief arising from unforeseen events that cause bodily injury.

BENEFITS AT A GLANCE

Affordable Premium
At only 83 sen a day, RM25 per month.

Hassle-free Enrolment
NO waiting period, NO health questions and NO medical examination.

Simplified Product Package
3 plans to choose from which covers all accidental injuries and death, aged between 18 and 65 years at the time of first inception and the plan is renewable for up to 75 years of age.

Double Accidental Death Cover
Receive a lump sum of up to RM400,000 if accidental death arises from snatch theft or robbery.

Cash Relief due to Snatch Theft and Robbery
The unsured person will receive a certain amount of cash relief according to the plan taken, Plan A, B or C.

20% Annual Cash Back
20% rebate of your annual premium paid during the 12 moths policy year shall be made to the Insured Person if there is no claim made during the earlier mentioned period.

Discount
Upon acceptance, spouse enrolment into the insurance plan will be given a discount.

PRODUCTS BENEFITS

BENEFITS PLAN/LIMIT (RM)
PLAN A (RM) PLAN B (RM) PLAN C (RM)
ACCIDENTAL DEATH 100,000 150,000 200,000
ACCIDENTAL DEATH DUE TO SNATCH THEFT & ROBBERY 200,000 300,000 400,000
ACCIDENTAL PERMANENT DISABLEMENT 100,000 150,000 200,000
ACCIDENTAL DAILY HOSPITAL INCOME (UP TO 365 DAYS) 100/day 150/day 200/day
HOSPITAL INCOME DUE TO INTENSIVE CARE UNIT (ICU) 200/day 350/day 400/day
CASH RELIEF DUE TO SNATCH THEFT & ROBBERY 100 200 300
CASH RELIEF DUE TO ACCIDENTAL DEATH OR ACCIDENTAL PERMANENT DISABLEMENT 1000
PREMIUM TABLE PLAN A (RM) PLAN B (RM) PLAN C (RM)
MONTHLY PREMIUM SELF 25 35 45
SELF + SPOUSE 45 63 81
ANNUAL PREMIUM SELF 300 420 540
SELF + SPOUSE 540 756 972

OMG Snatch Protector Frequently Asked Questions

  1. What is this product about?
    This policy provides comprehensive 24 hours worldwide protection to the Insured for bodily injury caused by accidental means resulting directly and independently of any other cause within twelve calender months in death, disablement, medical and other expenses. This is product whereby the Insured can choose from 3 different plans.
  2. What are the covers/benefits provided?
    This policy cover:-
    • Accidental Death
    • Accidental Death in case of injury caused by Snatch Theft and/or Robbery
    • Accidental Permanent Disablement
    • Cash Relief due to Snatch Theft & Robbery
    • Accidental Daily Hospital Income (365 days per accident)
    • Hospital Income due to Intensive Care Unit (365 days per accident)
    • Cash Relief due to Accidental Death or Accidental Permanent Disablement
    Please refer to the Scale of Compensation for permanent disablement benefits in the policy contract.
    Duration of cover is for one year. You need to renew your cover annually.
  3. How much premium do I have to pay?
  4. The premium you have to pay may vary depending on your choice of plan and our underwriting requirements:
    Example
    For Plan A, the gross premium is RM25.00 per month/RM300.00 per annum.
  5. Can I cancel my policy?
    You may cancel the policy at any time by sending 7 days written notice to us and in which case, we will retain the cutomary short period rate for the time the Policy has been in force.
  6. What do I need to do if there are changes to my contact/personal details?
    You need to contact AXA if there are changes tp your contact/personal details.

    It is important that we are informed of any changes in the Policyholder’s/Insured’s life profile including personal pursuits which would affect the risk profile.
  7. Where I can get further information?
    Contact us at 03-2055 9733 / 03-2731 5338/ 03-2731 5384 or you may download, complete and fax the Proposal Form to 03-2026 4090.

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Contact Us

Call Centre
03-5522 3000

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