Benefits And Privileges

Benefits And Privileges

Introducing the AFFINBANK World Mastercard for all your exclusive golf, travel, dining and shopping, anytime and anywhere around the world. With AFFINBANK World Mastercard, you will enjoy the following benefits and privileges:


Competitive finance charges

You will enjoy finance charge as low as 12% per annum on your retail purchases when you make minimum payment before or on the payment due date.


AFFIN Rewards Points

Earn 1 AFFIN Rewards Point for every RM1 retail transaction spend with your AFFINBANK Credit Card and redeem various items offered under the programme. Payment to credit card account, all transactions at petrol stations, government services and utilities transactions, transactions related to charity, cash advance transactions, balance transfer, late payment interest, disputes, fraud transactions, fees and charges other than retail purchase amount debited to Cardmember’s account(s) will not be included in the computation of the AFFIN Rewards Points. Any retail transaction with amount less than RM1 will not be entitled for AFFIN Rewards Points.


Annual fee waiver

Enjoy first year annual fee waiver.

Note : Annual fee waiver for subsequent years is subject to minimum accumulated spend of RM48,000 (inclusive of retail and cash advance transactions) or twelve (12) swipes* on retail transactions at any amount per year (between card issuance and renewal date).

* Effective 1st March 2018.


High cash advance

With AFFINBANK World Mastercard you may withdraw cash advance of up to 70% of your credit limit.


Cash-On-Call Instalment Plan (CIP)

Save finance charges by withdrawing cash from the credit card limit at a lower interest than the cash advance facility.


Easy Installment Plan (EiPlan)

Enjoy affordable repayment plans of up to 36 months - spend minimum RM500 retail transaction at any merchants and convert the transaction into EiPlan. Conversion is easy, just call our AFFINBANK World Mastercard Dedicated Line at 03-8230 2323.

Balance Transfer Installment Plan (BTiP)

Transfer minimum of RM1,000 from your credit card balance with other banks / card issuers to enjoy one-time upfront interest as low as 2%.
 

Easy Payment Plan (EPP)

0% interest for purchases at participating AFFINBANK merchants

 

Flight &Travel  Personal Accident Insurance and Personal Accident Insurance

With AFFINBANK World Mastercard, you will be covered with Travel & Personal Accident Insurance up to RM1 million and  Personal Accident Insurance up to RM100,000.

Click the following link for:
AFFINBANK World Mastercard Flight & Travel Personal Accident Insurance and Personal Accident Insurance terms and conditions
 

Complimentary Visit to Priority Pass Lounges Worldwide

Enjoy 2 complimentary visits to Priority Pass Lounges worldwide within 12 months membership period (only applicable for principal cardmember).


Mastercard Global Service

Mastercard Global Service provides 24-hours assistance for lost or stolen card reporting and card replacement. When abroad and in need of assistance, call the relevant toll free number to reach specially trained Mastercard Global Service Representatives who are ready to help you in any language. For additional information, or for country-specific toll free telephone numbers, visit www.Mastercard.com/sea/consumer/emergency-services.html  or call 1-636-722-7111.

World Mastercard Concierge Service

World Mastercard Concierge Service is always there for you 24-hours a day to assist you with a wide range of domestic and international services such as travel arrangements, shopping, reservation or other assistance you need. You can enjoy this services from anywhere in the world.

AFFINBANK World Mastercard Dedicated Number

For inquiries, lost or stolen credit card, you may call our AFFINBANK World Mastercard Dedicated Line at 03-8230 2323.
 
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