Benefits And Privileges

Benefits And Privileges


AFFIN Rewards Points

Earn 1 AFFIN Rewards Point for every RM1 retail transaction spend with your AFFINBANK Credit Card and redeem various items offered under the programme. Payment to credit card account, all transactions at petrol stations, government services and utilities transactions, transactions related to charity, cash advance transactions, balance transfer, late payment interest, disputes, fraud transactions, fees and charges other than retail purchase amount debited to Cardmember’s account(s) will not be included in the computation of the AFFIN Rewards Points. Any retail transaction with amount less than RM1 will not be entitled for AFFIN Rewards Points.

Note: AFFIN Rewards Point is not applicable for AFFINBANK Mastercard Basic and AFFINBANK VISA Basic.


Finance Charge Rebate

You will enjoy finance charge as low as 12% per annum on your retail purchases when you make minimum payment before or on the payment due date


Cash-On-Call Instalment Plan (CIP)

Save finance charges by withdrawing cash from the credit card limit at a lower interest than the cash advance facility.


Easy Instalment Plan (EiPlan)

Enjoy affordable repayment plans of up to 36 months - spend minimum RM500 retail transaction at any merchants and convert the transaction into EiPlan. Conversion is easy, just call our Contact Centre at 03-5522 3000.


Balance Transfer Installment Plan (BTiP)

Transfer minimum of RM1,000 from your credit card balance with other banks / card issuers to enjoy one-time upfront interest as low as 2%.


Worldwide Acceptance and Instant Recognition

Instantly recognized at over 30 million establishments worldwide.


Flight &Travel  Personal Accident Insurance and Personal Accident Insurance

With AFFINBANK Credit Card, you will be covered with:

  • Travel & Personal Accident Insurance up to RM250,000 (for Classic and Basic credit card) and RM500,000 (Gold credit card and AFFINBANK BHPetrol ‘Touch & Fuel’ Mastercard Contactless)
  • Personal Accident Insurance up to  RM30,000 for AFFINBANK BHPetrol ‘Touch & Fuel’ Mastercard Contactless.

Click the following links for:


Mastercard Global Service

Mastercard Global Service provides 24-hours assistance for lost or stolen card reporting and emergency card replacement. When abroad and in need of assistance, call the relevant toll free number to reach specially trained Mastercard Global Service Representatives who are ready to help you in any language. For additional information, or for country-specific toll free telephone numbers, visit www.Mastercard.com/sea/consumer/emergency-services.html or call 1-636-722-7111.


VISA Global Customer Assistance Services

Visa Global Customer Assistance Services provides 24-hours assistance for lost and stolen card reporting and emergency services, just call the country-specific toll free numbers. Alternatively you may place a collect call from anywhere in the world to +1-303-967-1090.


AFFINBANK Contact Centre

For inquiries and lost or stolen credit card, you may call our Contact Centre at 03-5522 3000 (daily operating hours from 8 a.m. to 9 p.m., including public holidays) or 03-2028 6300 (after operating hours).
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