AFFIN Biz Solution Plus

AFFIN Biz Solution Plus

A Flexible Plan To Finance Your Business Premise

Affin Biz Solution Plus is a term loan or overdraft or combination of term loan and overdraft for the financing, sub sale and refinancing of both completed and under construction business premises. This financing is eligible to individual, sole proprietor and partnership (exclude private limited and voluntary organization).

Types of business premise for this financing plan are multiple storey shop houses, shop lots in complexes, shop unit, office suite in multiple storey buildings.

For combination package of term loan and overdraft, the maximum overdraft portion is 50% of total financing amount for loan value less than RM500,000; and 70% of total financing amount for loan value on or above RM500,000.



The term loan portion of Affin Biz Solution Plus helps you:

  • Save overall interest cost with DAILY computation of interest
  • Payment in excess of loan instalment amount
  • Redraw of excess payment

Terms and Conditions

  • Loan amount : Minimum RM100,000
  • Property value : Minimum RM200,000
  • Margin of Finance (MOF) : Up to 85%
  • MRTA Financing : 5% (MRTA = Mortgage Reducing Term Assurance)
  • Tenure : 35 years or up to the age of 70 years, whichever is earlier
  • Retention:

    • Applicable to settlements within 3 years from date of first disbursement
    • Penalty amount :

      • 2% of original loan amount if redeemed within the 3 years retention period;

    • No lock-in period for subsale financing

  • MRTA : We strongly encourage you to take MRTA to ensure that you and your family are protected.
Redraw facility on excess payment can be conducted via for registered affinOnline users.

For more information, call our Contact Centre at 03-8230 2222 or visit the nearest AFFINBANK / AFFIN ISLAMIC branch today.


Retail Internet Banking

Corporate Internet Banking

Contact Us

Contact Centre
03-8230 2222

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