AFFIN Credit Plus

AFFIN Credit Plus

A Remortgage Financial Plan For Personal Consumption

Affin Credit Plus is a term loan or overdraft or combination of term loan and overdraft for the purpose of financing unencumbered properties. The facility is for personal use and investment. The type of property which is acceptable for this remortgage financing is completed and unencumbered residential and business premise with individual or strata titles issued or master titles.




Affin Credit Plus helps you:

  • Save overall interest cost with DAILY computation of interest
  • Payment in excess of loan instalment amount
  • Redraw of excess payment

Terms and Conditions

  • Loan amount : Minimum RM50,000 and Maximum up to approved margin of finance
  • Property value : Minimum RM200,000
  • Margin of Finance (MOF) : Up to 90%
  • MRTA Financing : 5% (MRTA = Mortgage Reducing Term Assurance)
  • Loan Tenure : Minimum 5 years and Maximum 35 years or up to the age of 70 years, whichever is earlier
  • Retention:

    • 3 years from date of full disbursement
    • Penalty amount :
      • 2% of original loan amount if redeemed within retention period

  • MRTA : We strongly encourage you to take MRTA to ensure that you and your family are protected.
Redraw facility on excess payment can be conducted via for registered affinOnline users.

For more information, call our Contact Centre at 03-8230 2222 or visit the nearest AFFINBANK / AFFIN ISLAMIC branch today.

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