AFFIN Extra Plus

A Flexible Plan To Increase Your Personal Fund

Affin Extra Plus is a term loan or overdraft granted to existing mortgage borrowers with AFFINBANK and the repayment record has been clean. The facility is for personal use and investment. This financing is eligible to individual, sole proprietor and partnership (exclude private limited and voluntary organization).


The existing mortgage loan can be residential or business premise financing, and the property has to be completed.



The term loan of Affin Extra Plus helps you

  • Save overall interest cost with DAILY computation of interest
  • Payment in excess of loan instalment amount
  • Redraw of excess payment

Terms and Conditions

  • Loan amount : Minimum RM20,000
  • Property value : Minimum RM200,000
  • Margin of Finance (MOF) : Up to 90%
  • MRTA Financing :5% (includes MRTA and Entry Cost). (MRTA = Mortgage Reducing Term Assurance)
  • Loan Tenure : 35 years or up to the age of 70 years, whichever is earlier
  • MRTA : We strongly encourage you to take MRTA to ensure that you and your family are protected.
Redraw facility on excess payment can be conducted via for registered affinOnline users.

For more information, call our Contact Centre at 03-8230 2222 or visit the nearest AFFINBANK / AFFIN ISLAMIC branch today.

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