AFFIN Home Build

AFFIN Home Build

This is a conventional mortgage loan product caters specially for financing (new and subsale) and refinancing applicable specially for the purchase of both residential land and construction of house.

The Islamic product is also available and known as Affin Home Build-i.


Terms and Conditions

  • Loan amount :

    • Minimum RM500,000
    • Maximum RM5,000,000

  • Margin of Finance (MOF) :

    • Purchase of residential land - Up to 80%
    • Construction of house - Up to 85%

  • MRTA Financing : 5% (includes MRTA and Entry Cost) (MRTA = Mortgage Reducing Term Assurance) We strongly encourage you to take MRTA to ensure you and your family are protected.
  • Tenure :

    • Purchase of residential land - Up to 30 years or age 65 years, whichever is earlier
    • Construction of house - Up to 35 years or age 70 years, whichever is earlier

  • Retention applicable for Purchase of residential land

    • Settlements within 5 years from date of full disbursement
    • Penalty amount :

      • 5% of original amount if redeemed within 3 years
      • 3% of original amount if redeemed after 3 years but within 5 years

  • Redraw facility is not available for this product.

For more information, call our Call Centre at 03-5522 3000 or visit the nearest AFFINBANK / AFFIN ISLAMIC branch today.

Please click the following for more information on:

Retail Internet Banking

Corporate Internet Banking

Contact Us

Call Centre
03-5522 3000

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