Domestic Recourse Factoring (DRF)

Factoring is a financing package based on concept of “POST FINANCING”. Financing is available against assignment of trade receivables to the bank.

The bank undertakes the task of collecting the receivables as and when falls due.

Maximum margin of financing is up 80% of the net receivables amount.

Financing term or recourse period can be extended for a period of 180 days from date of invoice.

What can we factor under factoring?

  • Order / Contract for supply
    Lab equipment, medical equipment, security system, spare parts etc.
  • Services
    Landscaping, food catering, cleaning and building maintenance, labour supply, guard services etc.


  • Benefits to clients’ business amongst others are by improving cash flow, profit margin, and reduced cost of managing credit and collection


  • Offered to all registered business:
    • Sole Proprietor
    • Partnership
    • Private Limited Company
  • Applicant must be registered (where applicable) with either the:
    • Ministry of Finance (MOF) for Treasury Certificate and Bumiputra Status
    • Pusat Khidmat Kontraktor (PKK)
    • Construction Industry Development Board (CIDB)
    • Other relevant licensing or certificate bodies
  • Having contract on hand, evidenced by letter of award or contract document
  • Applicant must be the main contractor or nominated sub-contractor with at least one (1) year performance track record in undertaking supply business and other general services contracts

Acceptable awarding parties:

  • Federal Government Ministries / Department or Agencies
  • State Government / Agencies or Companies
  • Statutory Bodies or other Semi-Government Agencies
  • Government Linked Company (GLC) and its subsidiaries

How to Apply

  Leave us your contact details so that we may reach out to you

Click here

  Contact our Call Centre at +603-5522 3000 or visit the nearest branches nationwide today.

Retail Internet Banking

Corporate Internet Banking

Contact Us

Call Centre
03-8230 2222

Tariff Charges insert_drive_file
Rates & Charges attach_money
Calculator phonelink_ring