Trust Receipt-i (TR-i)

TR-i is a financing facility based on the Shariah concept of Murabahah (cost plus). This is a sale contract where the commodity exchanged for is delivered immediately and the price is paid in lump sum at a later date.


Type of facility

  • Trade Bills-i Facility

Facility Limit

  • Subject to the Bank’s prevailing credit policy and credit approval


  • Provide flexibility in utilization of customer’s credit facility
  • Competitive pricing and margin of financing
  • The profit charged to the customer is fixed upfront
  • Flexibility in making early or partial payments
  • Globally accepted Shariah concept used
  • Low late payment charges
  • No processing fee


  • Sole Proprietor
  • Partnership/ Limited Liability Partnership (LLP)
  • Private Limited Company


  • Malaysian-controlled or Malaysian-owned business
  • Business enterprise based on the definition of SMEs
  • Confined to the Halal business/requirement
  • Customer must have good credit record and subject to bank’s credit criteria

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How to Apply

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  Contact our Call Centre at +603-5522 3000 or visit the nearest branches nationwide today.

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