- AFFINSPIKS is financing scheme that
offers flexibility in evaluating loan application by
- The flexibility refers to inclusion
of CGC guarantee cover as apart of real collateral value
supporting their loan applications
is the benefit of AFFINSPIKS?
The flexibility allows for faster/speedier
approvals (without going to higher approving authorities)
qualifies for AFFINSPIKS?
SMEs with shareholders funds/paid-up capital/networth
between RM50,000.00 to RM5.0 million
are the types of sectors/industries available under AFFINSPIKS?
Open to all business activities with targeted
sectors of :-
production or cultivation activities
- Special programs run by government or
corporate institutions e.g. franchise, vendor programme
is the loan amount eligible under AFFINSPIKS?
- Minimum RM50,000.00
- Maximum RM1,000,000.00
are the financing features of AFFINSPIKS?
- Normal financing
instruments e.g. OD, TL, LC/TR
- CGC guarantee is a must
- Eligible customers may enjoy special
rates under BNM funded loans
launch AFFINSPIKS? What is the objective of introducing
- To reach viable
SME business with growth potential but lacks collateral
to support loan application
- Promoting various
BNM & CGC funded schemes with lower interest rates
and were given additional allocation
Rate to Customer
|Tabung Usahawan Baru (TUB) / New Entrepreneur
(addn. RM250 mil)
|Tabung Untuk Makanan (TUM) / Fund For
(addn. RM300 mil)
|Tabung IKS 2 (TIKS 2) / Fund for SMI
2 (FSMI 2)
(addn. RM200 mil)