• To assist entrepreneurs who have viable projects but lack the collateral to obtain the required loan amount from financial institutions

• Eligible credit facilities are those granted without collateral (i.e. "clean" loans) and those that are partially secured.
  
• Type of credit facilities eligible for guarantee are:-
  
  1. Term Loans
  2. Overdrafts
  3. Letter of Credits/ Trust Receipts
  4. Bills Purchased
  5. Bank Guarantee
  6. Bankers Acceptance
  7. Hire Purchase
  8. Leasing
  9. Export Credit Refinancing (ECR)
  10. Any other credit facilities determined from time to time by the corporation
• Applicable only for new loans. Existing loans shall not be eligible for guarantees unless additional loans are granted
  
• Small loans not exceeding RM50,000.00 are guaranteed under Small Entrepreneur Guarantee Scheme (SEGS)

• All Malaysian owned, controlled and registered Businesses (with the exception of cooperatives), with annual sales turnover not axceeding RM25 million or full time workers of 150 or less

• Total credit limit eligible for guarantee to a single borrower (taken on company basis) is up to RM10 million

• 2%-2.5% above Base Lending Rate

• Maximum cover of up to RM2.5million on the unsecured portion. There is no capping imposed on the secured portion

Ranges between 30% to 90% subject to the following:

Unsecured Portion	Secured Portion
30% to 80%	30% to 90%

• 1.25% for the unsecured portion and 1.0% for the secured portion based on the guarantee cover and is payable annually in advance