A Saving Flexible Financial Plan To Owning Your Home
Affin Home Assist Plus is a housing loan for the financing, sub sale and refinancing of completed property value below RM200,000.
Property value to be financed is minimum RM100,000 to below RM200,000 and applicable to individual(s) only. Type of properties to be financed are for residential premises i.e. single/double storey terrace/link, townhouse, semi detached, bungalow, flat, apartment and condominium.
Affin Home Assist Plus helps you:
- Save overall interest cost with DAILY computation of interest
- Payment in excess of loan instalment amount
- Redraw of excess payment
- Property Value : Minimum RM100,000 to less than RM200,000
- Margin of Finance (MOF) : 85%
- MRTA Financing : 5% (includes MRTA and Entry Cost).
(MRTA = Mortgage Reducing Term Assurance)
- Tenure : 35 years or up to the age of 65 years, whichever is earlier
- Retention : a) Applicable to settlements within 5 years from date of full
b) Penalty amount
- 5% of original loan amount if redeemed within 3 years
- 3% of original loan amount if redeemed after 3 years but within 5 years
- MRTA: We strongly encourage you to take MRTA to ensure that you
and your family are protected
Redraw facility on excess payment can be conducted via www.affinonline.com for registered affinOnline users.
Please click the following for more information on:
For further information, please call our Call Centre at 03-5522 3000, or visit the nearest AFFINBANK / AFFIN ISLAMIC branch today.