Affin Home Build
This is a conventional mortgage loan product caters specially for financing (new and subsale) and refinancing applicable specially for the purchase of both residential land and construction of house.
The Islamic product is also available and known as Affin Home Build-i.
- Loan amount :
- Margin of Finance (MOF) :
Purchase of residential land - Up to 80%
(ii) Construction of house - Up to 85%
- MRTA Financing : 5% (includes MRTA and Entry Cost)
(MRTA = Mortgage Reducing Term Assurance)
We strongly encourage you to take MRTA to ensure you and your family are protected.
- Tenure :
(i) Purchase of residential land - Up to 30 years or age 65 years, whichever is
(ii) Construction of house - Up to 45 years or age 75 years, whichever is
- Retention applicable for Purchase of residential land
(i) Settlements within 5 years from date of full disbursement
(ii) Penalty amount
- 5% of original amount if redeemed within 3 years
- 3% of original amount if redeemed after 3 years but within 5 years
- Redraw facility is not available for this product.
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For further information, please call our Call Centre at 03-5522 3000, or visit the nearest AFFINBANK / AFFIN ISLAMIC branch today.