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Alliance Investment Management Berhad

Alliance Dana Adib

	Affin Fund Management Berhad

	Alliance Investment Management Berhad
		Alliance First
		Alliance Dana Adib
		Alliance Money Plus
		Alliance Optimal Income
		Alliance Islamic Money Market
		Alliance Global Equities Fund (AGEF)
		Alliance Global Bond Fund (AGBF)

	CIMB Principal Asset Management Berhad
	HLG Unit Trust Berhad
	OSK-UOB Unit Trust Management Berhad
	Prudential Fund Management Berhad

Type of Fund	Growth Fund (Islamic)
Category	Equity Fund (Islamic)
Investment Objective	To attain capital growth in the medium to long term through investing in securities listed in the Malaysian equities market whilst abiding by Syariah Principles
Asset Allocation	Equities : • Min 50% & Max 90% Fixed Income Securities and Liquid Assets: • Min 10% & Max 50%
Investment Strategy	The Fund will employ a top down approach in deciding appropriate asset allocation at any one time and a bottom up approach in selecting stocks. The focus will be on value and growth stock
Investment Risks	Market risk, Interest Rate risk, Credit/Default risk, Liquidity risk, Syariah Non-Compliance risk & Specific Stock risk
Approved Fund Size	400 million
Units in circulation as at 31 December 2005	167.5 million
Financial Year End	30 April
Fund Launched	25 March 2004
Relative Risk Profile	High
Recommended Investment Time Frame	3-5 years
Investor Profile	Suitable for Investors who :- Seek high capital appreciation over a longer period of time and do not expect any dividend or regular income from their investment Are willing to accept moderate to high risk tolerance Prefer to invest in stocks and Syariah-compliant securities

Fees and Charges

This table describes the charges that you may incur when you buy or sell units of the Funds :
Sales Charge per unit	5% to 7% of NAV
Repurchase Charge per unit	No repurchase charges
Switching Fee	Switching into all AUT Funds is allowed with four (4) free switches per calendar year
Exit Fee	Nil
This table describes the fees that you may incur when you invest in the Fund :
Annual Management Fee	1.50% of NAV
Annual Trustee Fee	0.07% of the Fund’s NAV
Management Expenses Ratio (annualised)	1.79%
List of expenses directly related to the Funds	Accounting and other professional fees and disbursements; Valuation fees in respect of the Funds; Printing cost and dispatching of annual/interim reports, warrants, statements and notices of meetings to Unitholders; Duties and taxes payable in respects of the Funds; All fees and disbursement incurred by the Trustees for the Funds; Other expenses and disbursement incurred by the Trustees for the Funds
Any fees indirectly related to the Fund	Nil
Transfer Facility	No charges are imposed for transfer
There are fees and charges involved and investors are advised to consider the fees and charges BEFORE investing in the Funds:

Transaction Details

Minimum Initial Investment	Minimum initial investment is RM1,000 for Cash Plan and RM500 for Savings Plan. For AIMMF the minimum initial investment is RM10,000
Minimum Additional Investment	The minimum additional investment for Cash Plan is RM100 and RM50 for Savings Plan
Minimum Repurchase Amount	No Minimum
Redeeming/ Repurchasing of Units	Repurchase proceeds will be paid within ten (10) days of the Manager receiving your redemption repurchase request
Minimum Balance	500 units
Restriction on Frequency of Repurchase	None
Cooling-Off Period	A first time investor of AUT, will be given a cooling –off period of six (6) Business Days from the date of receipt of the application by AUT. Please note that the cooling-off period is only applicable to qualified investors
Exit and Re-Entry Option	None

Distribution Policy

The Fund intends to provide regular income to Unitholders by way of distribution

Prospective unit holders should read and understand the contents of the prospectus and, if necessary, consult their adviser(s).

Unit prices and distributions payable, if any, may go down as well as up

For more information, call us at 03-2055 9733 or visit your nearest AFFINBANK Customer Relationship Centre today!