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Alliance Unit Trust Management Berhad

Alliance Money Plus Fund

	Affin Trust Management Berhad

	Alliance Unit Trust Management Berhad
		Alliance First Fund
		Alliance Dana Adib
		Alliance Money Plus Fund
		Alliance Optimal Income Fund
		Alliance Islamic Money Market Fund
		Alliance Global Equities Fund (AGEF)
		Alliance Global Bond Fund (AGBF)

	CIMB Principal Asset Management Berhad
	HLG Unit Trust Berhad
	OSK-UOB Management Berhad
	Prudential Unit Trust Management Berhad
	SBB Mutual Berhad

The Fund	AMF
Type of Fund	Income & Growth Fund
Category	Fixed Income Fund
Investment Objective	To maximise total returns by investing primarily in fixed income securities and other money market securities, which provide current income, capital appreciation or a combination of both income and capital appreciation
Asset Allocation	Fixed Income Securities & Liquid Assets : • Min 90% & Max 10% Equities & Equity Convertible Securities: • Min 0% & Max 10%
Investment Strategy	The investment strategy adopted for the fund is to invest predominantly in fixed income securities with a portion allocated to investing in equities and equity convertible securities
Investment Risks	Market risk, Specific Stock risk, Credit/Default risk, Interest Rate risk, Liquidity risk, Country risk & Currency risk
Approved Fund Size	300 million
Units in circulation as at 31 December 2005	23.2 million
Financial Year End	30 June
Fund Launched	30 January 2002
Relative Risk Profile	Low
Recommended Investment Time Frame	1-3 years
Investor Profile	Suitable for Investors who :- Require a regular income distribution Want a professionally managed portfolio of fixed income securities and money market securities Want to protect the purchasing power of their wealth against inflation Have a medium-term investment horizon of 1 to 3 years or more

Fees and Charges

This table describes the charges that you may incur when you buy or sell units of the Funds :
Sales Charge per unit	None
Repurchase Charge per unit	No repurchase charges
Switching Fee	Switching into all AUT Funds is allowed with four (4) free switches per calendar year
Exit Fee	Investors who exit the Fund within a period of one (1) year from the date of investment will be subjected to an exit fee of 1% of the NAV per unit
This table describes the fees that you may incur when you invest in the Fund :
Fees and Expenses	AMF
Annual Management Fee	1.0% of NAV
Annual Trustee Fee	0.08% of the Fund’s NAV subject to a minimum of RM18,000 p.a.
Management Expenses Ratio (annualised)	1.53%
List of expenses directly related to the Funds	Accounting and other professional fees and disbursements; Valuation fees in respect of the Funds; Printing cost and dispatching of annual/interim reports, warrants, statements and notices of meetings to Unitholders; Duties and taxes payable in respects of the Funds; All fees and disbursement incurred by the Trustees for the Funds; Other expenses and disbursement incurred by the Trustees for the Funds
Any fees indirectly related to the Fund	Nil
Transfer Facility	No charges are imposed for transfer
There are fees and charges involved and investors are advised to consider the fees and charges BEFORE investing in the Funds:

Transaction Details

Minimum Initial Investment	Minimum initial investment is RM1,000 for Cash Plan and RM500 for Savings Plan
Minimum Additional Investment	Minimum additional investment for Cash Plan is RM100 and RM50 for Savings Plan
Minimum Repurchase Amount	No Minimum
Redeeming/ Repurchasing of Units	Repurchase proceeds will be paid within ten (10) days of the Manager receiving your redemption repurchase request
Minimum Balance	500 units
Restriction on Frequency of Repurchase	None
Cooling-Off Period	A first time investor of AUT, will be given a cooling –off period of six (6) Business Days from the date of receipt of the application by AUT. Please note that the cooling-off period is only applicable to qualified investors
Exit and Re-Entry Option	None
Distribution Policy	The Fund will distribute income annually to Unitholders (if any) on a best effort basis

For more information, call us at 03-2055 9733 or visit your nearest AFFINBANK Customer Relationship Centre today!