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SmartDrive
Motor Insurance - Motoring with peace of mind, every time

At AFFINBANK, SmartDrive provides you and your car with All-In-One Protection - many extra value added benefits, and around the clock assistance when you need it most.

• No loading / No excess

You will not need to pay for extra premiums and also enjoy no excess coverage if your motor car is less than 10 years old and the insured value is less than RM150,000.

• Extensions

Riot, Strike and Civil Commotion
Windscreen cover
Additional named drivers
Radio/Cassette/CD player
Car phone

• AXA SmartDrive Assistance Plan - FREE!!

AXA SmartDrive Assistance Plan (ASAP) is a roadside assistance program that provides a host of benefits and services for you free when you insure your car with SmartDrive. Amongst the benefits of ASAP are:

24 hours hotline service 1-300-880-980 for immediate advice, assistance and general claim information

Towing services when your car meets with an accident or breakdown

6 months repair warranty

And many more!

Frequently Asked Questions

Does SmartDrive provide private comprehensive cover only?
SmartDrive also provides Private Third Party cover in some instances. Please ask us for further information.

Can I extend SmartDrive to cover windscreen, radio cassette, strike/riot, flood and others?
Yes, you can cover all the extensions provided under the Motor Tariff.

Are there any vehicles that require special consideration for acceptance?
Only some vehicles, such as 4 wheel drives (4WD), luxury vehicles and sports/coupe models. Different terms may apply.

Can I still enjoy no loading/ no excess if I have made a claim before?
Different terms may have to be applied if you have made a claim during the past 3 years.

How may I know more about ASAP?
An ASAP booklet describing full details of it's services with a list of participating motor workshops will be given to you together with your policy.

What is the age limit under the Driver's & Passengers' PA Insurance?
The maximum age is 70 years old. However, children under 12 years old are entitled to 50% of loss of life and disablement benefits.

Motor Cycle

Comprehensive
If you choose Comprehensive cover you are protected against damage to your vehicle and its accessories.