Deposit Products | Loan Products | Cards | Hire Purchase  
AFFIN Bancassurance | Unit Trust | Remittances  
 

SmartTraveller Annual
Travel with confidence, wherever your destination

 

SmartTraveller Annual is designed the way travellers want a travel insurance to be for business and leisure trips. From single trip cover for individuals, families or groups, to multi trip annual travel insurance for regular travellers, SmartTraveller Annual gives you outstanding value wherever your travels may take you.

Table of Benefits

Summary of Benefit
SUM Insured
PERSONAL ACCIDENT
Accidental Death
Permanent Disablement
RM200,000
RM200,000
MEDICAL & OTHER EXPENSES
Medical, Hospital & Treatment Expenses
Reimburses expenses (including cost of emergency dental treatment) incurred during accident or sickness
RM300,000
Excess each and every claim: Area 1 - RM50 Area 2 & 3 - RM100
Repatriation of Mortal Remains
Pays for the cost of burial or cremation in the locality where death occurs or the expenses of transporting the mortal remains back to Malaysia
RM5,000
Subject to Medical, Hospital & Treatment Expenses limit
Compassionate Visitation Benefit
Pays for additional expenses of one relative or friend required on medical advice to travel or remain behind with you
RM5,000
Subject to Medical, Hospital & Treatment Expenses limit
Child Care Benefit
Pays for additional expenses of one relative or friend to take care of your children whilst you are hospitalised

RM500 per day
RM5,000 per event
Subject to Medical, Hospital & Treatment Expenses limit
Follow-up Treatment
Reimbursement for follow-up treatment within 3 months upon return to Malaysia

RM30,000
Subject to Medical, Hospital & Treatment Expenses limit
Emergency Medical Evaluation/Repatriation
Emergency transportation and medical care en route to move you (in a medical critical condition) to the nearest hospital

Unlimited per event
HOSPITAL ALLOWANCE
Pays for each complete day you are confined in a hospital on top of medical costs incurred (RM350 per day)

RM7,000
BAGGAGE AND PERSONAL EFFECTS
Pays for loss of or damage to your baggage, including articles worn or carried (up to RM500 for any one article or pair or set of articles)

RM5,000
Excess each and every claim: RM50
PERSONAL MONEY & DOCUMENTS
Pays for travel and accommodation expenses including cost of obtaining replacement passports, travel tickets and other relevant travel documents. Loss of money due to theft is covered up to RM750

RM5,000
Excess each and every claim: RM50
BAGGAGE DELAY
Reimburses for purchase of essential items if your baggage is delay for 8 consecutive hours

RM500
PERSONAL LIABILITY
Indemnifies you for legal liability towards third parties or damage to their property due to your negligence

RM1 million
TRAVEL DELAY
Pays if your conveyance is delayed from the scheduled departure time for each full 8 consecutive hours delay (RM200 per 8 hours)
Reimburses on top of the above limits for irrecoverable deposits or charges paid for the cancelled parts of the trip due to the above
RM2,000
RM500
LOSS OF DEPOSIT OR CANCELLATION
Reimburses for unrecoverable travel and accommodation expenses paid in advance. Cover is effective upon issuance of certificate

RM15,000
CURTAILMENT
Reimburses for forfeited prepaid travel cost or additional travel and accommodation expenses incurred, if it is necessary and unavoidable to curtail your trip

RM15,000
OVERBOOKED FLIGHT
Reimburses for expenses incurred for additional accommodation, meals or refreshments

RM200
FLIGHT MISCONNECTION
Reimburses for expenses incurred for additional accommodation, meals or refreshments

RM200
HIJACKING INCONVENIENCE
Pays for each full 24 consecutive hours of hijack (RM300/ 24 hours)

RM900
HOME CARE BENEFIT
Pays for your damages to your home contents as a result of fire when your house is left vacant while you are travelling

RM1,000

Table of Premium

Area
Area 1
Area 2
Area 3
Premium
RM290
RM338
RM398

Travel from Malaysia to:

Area 1: Singapore, Brunei, Thailand, Indonesia, Philippines, Myanmar, Cambodia, Laos China, India, Japan Korea, Pakistan, Sri Lanka, Taiwan, Vietnam, Hong Kong or Macau and travel from Peninsular Malaysia to East Malaysia or vice versa.

Area 2: Worldwide excluding USA/Canada

Area 3: Worldwide including USA/Canada

  • Special Coverage
    Terrorism (except use of chemical and or biological substances), scuba diving and winter sports are covered.
  • 24-hour Free hotline service - (603) 2053 5771
    Medical and emergency assistance hotline is available for you to call on reserve charge anywhere in the world - we are just a phone call away!

 

Frequently Asked Questions

Who is eligible to apply?
All Malaysians, Permanents Residents, Employments Pass/Work Permit Holders and Dependents(s) of Pass Holders, excluding overseas secondment & students studying overseas

What is the age limit?
From 18 years old and up to 65 years old

Is there a maximum period of cover?
The maximum period of cover is 90 days per trip, unlimited number of trips within the period of insurance stated in the Certificate of Insurance.

 

Contact us at 03-2055 9931 or 03-2055 9936 or you may download, complete and fax the Proposal Form to 03-2026 4675.
 
All contents © 2007 Affin Bank Berhad.