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CIMB Principal Asset Management Berhad

CIMB Principal Strategic Bond Fund

	Affin Fund Management Berhad
	Alliance Investment Management Berhad

	CIMB Principal Asset Management Berhad
		CIMB Islamic Asia Pacific Equity Fund
		CIMB Principal Balanced Fund
		CIMB Principal Global Titans Fund
		CIMB Principal Small Cap Fund
		CIMB Principal Income Plus Balanced Fund
		CIMB Principal Bond Fund
		CIMB Islamic Balanced Growth Fund
		CIMB Islamic Equity Aggressive Fund
		CIMB Islamic Enhanced Sukuk Fund
		CIMB Principal Strategic Bond Fund

	HLG Unit Trust Berhad
	OSK-UOB Unit Trust Management Berhad
	Prudential Fund Management Berhad

Fund Type: Bonds/Income and Growth

Investment Objective

To provide Unit holders with capital appreciation and income in the medium to long term, while providing regular income

Fund is suitable for investors who :

looking for a less volatile investment alternative to earn higher targeted returns
looking to expand their bond portfolio with some exposure to equities
looking for potentially higher returns than fixed deposits
looking to receive a tax-effective income stream while maintaining the value of their investment over the medium to long term

Fees and Charges

Application Fees	Up to 2% on each investment
Annual Fees	Management Fees: Up to 1% of the NAV Trustee Fees: 0.07% of the NAV (min RM18,000 p.a.)
Withdrawal Fees	Nil
Switching Fees	A 3% charge on each switch from the Strategic Bond Fund into a fund under the Lifetime Trust (Future Goals Fund, Balanced Returns Fund and Income Plus Fund), Lifetime Dana Mubarak, Lifetime Dana Barakah, and Hidden Treasures Fund. There is no charge on each switch to another bond/money market fund

Fund Details

Distribution Policy	Once a year each January
Investment Time Horizon	Recommended 3 years or more
Initial Investment	Minimum RM2,000
Additional Investment	RM1,000 or more at any time
Cooling Off Period	6 Business Days from the date the application form is received and accepted by the manager. Please note that the cooling-off right is only given to an investor who is investing with CIMB-Principal Asset Management Berhad for the first time. However, corporations/ institutions are not entitled to the cooling-off right
Redemption/Withdrawal	Yes, at any time without penalty. Minimum withdrawal is RM1,000 or more at any time. Payments are made within 10 days.
Launch Date	23 March 2004
Approved Fund Size (units)	1 billion

For more information, call us at 03-2055 9733 or visit your nearest AFFINBANK Customer Relationship Centre today!