AFFINPLUS, like a 'Saving Account' that write cheques. Put yourself in a better position to plan and manage your funds with AFFINPLUS.

Product Features and Benefits :

• Cheque-writing convenience: issue cheques from your AFFINPLUS account
• Attractive & competitive rates
• Optimum returns: interest calculated on daily balance & credited monthly
• ATM convenience: more than 5,606 MEPS ATM network nationwide
• Detailed monthly statement: easier management of your account
• Islamic Banking option: also available under the Islamic banking scheme
• No service charge: no service charges for the account
• Low opening deposit: only RM1,000.00 to open an AFFINPLUS account
• No introducer required
• Open to individuals 18 years and above, either on personal/ joint account ( maximum 2 people )

Start enjoying the benefits and returns of your AFFINPLUS account. Contact any of our CRCs today!

Terms and Conditions

1. The rate quoted for AFFINPLUS account is at the discretion of the bank. Interest is calculated using the daily outstanding balance method and is credited to customers' account at the end of every month.

2. You shall open the account with a minimum initial deposit of RM1,000.00 and maintain a balance of not less than an amount as the Bank at its discretion may require.

3. Any discrepancies in the statements of account issued to you shall be reported to the Bank within 14 days from the date of the statement failing which it shall be deemed that the details contained therein are true and accurate.

4. You agree that the Bank may at any time, without prior notice, combine any of your banking accounts with the Bank and set-off any sum standing in the credit of the said accounts towards satisfaction of any of your liabilities.
   

5. If you issue a cheque when there are insufficient funds in your account, the Bank reserve the right to close your account without any notice and charge penalty fees by setting off such fees directly from your account at a rate the Bank may determine from time to time.

6. The operation of this account shall be subject to the banking practices and laws of Malaysia, the Rules and Regulations of the Association of Banks in Malaysia and the Association of Interest Free Banking Institutions in Malaysia and the Association of Islamic Banking Institutions in Malaysia, the cheque guidelines and the rules and regulations of regulatory bodies set up by Bank Negara Malaysia.

7. You shall indemnify the Bank and hold the Bank harmless against any consequences arising directly or indirectly or in relation with the Bank acting upon your instructions.

8. The terms and conditions herein shall be governed and construed in accordance with the laws of Malaysia.

9. The Bank reserves the right to amend any of the above terms and conditions without prior notice to you.

10. Any amendments shall be binding and be deemed to have come to your attention by their being displayed at the Bank or posted to your last address registered with the Bank or any other mode which the Bank may deem fit.