Affin Bank Berhad - Banking Without Barriers

Deposit Products | Loan Products | Cards | Hire Purchase

Stockbanking | AFFIN Bancassurance | Unit Trust | Remittances

OSK-UOB Unit Trust Management Berhad

OSK-UOB Smart Balanced

	Affin Fund Management Berhad
	Alliance Investment Management Berhad
	CIMB Principal Asset Management Berhad
	HLG Unit Trust Berhad

	OSK-UOB Unit Trust Management Berhad
		OSK-UOB Equity
		OSK-UOB Smart Income
		OSK-UOB Smart Treasure
		OSK-UOB Dana Islam
		OSK-UOB Income
		OSK-UOB Smart Balanced
		OSK-UOB Small Cap Opportunity
		OSK-UOB Emerging Opportunity
		OSK-UOB Capital Guaranteed BRIC
		KLCI Tracker Fund
		TMT Focus Fund

	Prudential Fund Management Berhad

Fund Category	Balanced fund
Fund Type	Income and growth fund
Investment Manager	OSK-UOB Unit Trust Management Berhad
Trustee	HSBC (Malaysia) Trustee Berhad
Investment Objective	This Fund aims to maximize total returns through a combination of long term growth of capital and current income consistent with the preservation of capital through a combination of investments in companies with market capitalization of not more than RM1 billion and investments in fixed income securities
Asset Allocation (Indicative)	40% - 60%-Investments in securities of companies with market capitalization of not more than RM1 billion 40% - 60%-Investments in fixed income securities, money market instruments, cash and deposits with licensed financial institutions
Investor Profile	Suitable for investors who are willing to accept moderate risk in their investments in order to achieve long term capital growth and income

Fund Details

Commencement Date	7 September 2004
Financial Year End	30 September
Approved Fund Size	1 billion units (combined fund size for OSK-UOB Smart Series Funds)
Distribution Policy	The Fund will distribute a portion of its returns to Unit Holders. Distributions, if any, after deduction of taxation and expenses, are generally declared annually and will be reinvested to purchase additional units in the Fund based on the Net Asset Value of a Unit at the close of the last Business Day of the Fund's financial period. Allotment of such units shall be within one month thereafter
Investment Time Horizon	5 - 7 years
Minimum Initial Investment	RM200.00 or such other amount as the Manager may from time to time decide
Minimum Additional Investment	Any amount
Minimum Investment Balance	100 units or such other amount as the Manager may from time to time decide
Repurchase / Redemptions	No restrictions on amount or frequency of repurchase. Redemption monies will be paid within 10 days after receipt by the Manager of the request to repurchase
Cooling-off Period	The cooling-off right refers to the right of an investor to obtain a refund of his investment if he so requests within six (6) Business Days commencing from the date of receipt of the application by the Manager. The cooling-off right is only given to an investor who is investing in any unit trust funds managed by the Manager for the first time except for the following investors: a corporation or institution; a staff of the Manager; and persons registered to deal in the unit trust funds of the Manager
Switching Facility	Available only within the OSK-UOB Smart Series Funds

Fees and Charges

Service Charge	4% to 6% of the Net Asset Value of a Unit
Repurchase Charge	None
Switching Fee	No switching fee is imposed if switching from OSK-UOB Smart Balanced Fund to any of the other OSK-UOB Smart Series Funds
Transfer Fee	RM5.00 per transfer
Annual Management Fee	1.5% of Net Asset Value before deducting the Manager's and Trustee's fees for that particular day
Annual Trustee Fee	0.07% of Net Asset Value before deducting the Manager's and Trustee's fees for that particular day, subject to a minimum of RM18,000 per annum
Investment Options	Lump Sum, EPF, Savings

For more information, call us at 03-2055 9733 or visit your nearest AFFINBANK Customer Relationship Centre today!