is a contract made between a depositor who acts as "the
provider of capital" and the bank who acts as "the
entrepreneur". The amount deposited for a stipulated
period by the depositor will be used by the bank for investment
purposes according to the Al-Mudharabah principle.
All profits earned will
be shared between the depositor and the bank in the ratio
of 75:25. Profits will be declared monthly.
A minimum deposit of RM5,000
for one month and 2 months deposit and RM500 for three
months and above is needed. Dividends will be paid upon
maturity based on the monthly declared rate.
This account is eligible
to all individuals, Government Departments, partnerships,
firms, corporations, societies, associations and other
business enterprises. For individuals below 15 years of
age, the account shall be opened in the name of the guardian.