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Balance Transfer Installment Plan (BTiP)
Enjoy great savings when you consolidate your credit card balances with AFFINBANK. Simply transfer your balances with the benefit of repayment for 6, 12 and 18 month tenure.
There will be a one time interest charged.
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Minimum Transfer Amount
(RM) |
Rate
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6 |
1,000.00 and above |
2% |
12 |
1,000.00 and above |
4% |
18 |
2,000.00 and above |
5% |
Visit any AFFINBANK branches and apply for BTiP or fill out the form and fax it to AFFINBANK Cards Business at 03-7804 0750.
Apply now and SAVE!
Frequently Asked Questions (FAQ)
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AFFINBANK Credit Card Finance Charge remains the lowest in town at 9.99% p.a.
Following the commercial banks' revision of credit card finance charges, Affin Bank Berhad's finance charge remains the lowest in the country at 9.99% p.a.
To enjoy the 9.99% rate, cardholders need to pay the monthly minimum payment by due date.
Member banks under The Association of Banks in Malaysia (ABM) are required to revise their rates downwards by March 31, 2009.
For "Tier I" credit cardholders who promptly settle their monthly minimum payments on retail purchases for 12 consecutive month, their interest rate is revised downwards to 13.5% per annum from the current 15%.
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"Tier II" cardholders who promptly settle their minimum payments for 10 months or more in a 12-month cycle will benefit with a reduction to 16% per annum from the current 17%.
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Cardholders who are not within the two categories and who are generally termed "Tier III" cardholders will see a reduction of interest rate coming down to 17.5% per annum versus the current 18%.
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The tiered finance charge for AFFINBANK Cardholders is computed on a monthly basis to benefit prompt paymasters:
- 9.99% - monthly payment made by due date
- 17.50% - no payment received by due date
Furthermore, AFFINBANK also provides the benefit of:
- Cash Rebate of up to 0.8%
- FREE Annual Fee
For more details, visit any of AFFINBANK branches nationwide or contact our Call Centre at 03-5522 3000 today.
Frequently Asked Questions (FAQ)
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AFFINBANK
MasterCard and VISA - "Recognition you deserve"
AFFINBANK brings to you a
"World of Privileges and Payment Convenience".
Enjoy numerous privileges and benefits by carrying
AFFINBANK MasterCard and VISA.
Listed below will be some of the many privileges & benefits
once you carry our credit cards:
AFFIN Bonus - you will earn bonus which will be paid in credited onto your
card account retail transactions you made using AFFINBANK MasterCard
and VISA
AFFIN Rebate - you will receive rebate which will be paid in cash on interest
charged to your AFFINBANK MasterCard and VISA.
READ further to know more about our AFFINBANK MasterCard and VISA privileges and benefits.
After all…you deserve the recognition …from AFFINBANK.
For further details, please call our Call Centre at 03-5522 3000 or email at cardservices@affinbank.com.my
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