Credit Card Finance Charge at AFFINBANK - 9.99%

Following the commercial bank's revision of credit card finance charges, Affin Bank Berhad's finance charge remains the lowest in the country at 9.99% p.a.

To enjoy the 9.99% rate, cardholders need to pay the monthly minimum payment by due date.

Member banks under The Association of Banks in Malaysia revised their rates downwards on February 11,2009.

For "Tier I" credit cardholders who promptly settle their monthly minimum payments on retail purchases for 12 consecutive month, their interest rate is revised downwards to 13.5% per annum from the current 15%

"Tier II" cardholders who promptly settle their minimum payments for 10 months or more in a 12-month cycle will benefit with a reduction to 16% per annum from the current 17%.

Cardholders who are not within the two categories and who are generally termed "Tier III" cardholders will see a reduction of interest rate coming down to 17.5% per annum versus the current 18%.

The tiered finance charge for AFFINBANK Cardholder is computed on a monthly basis to benefit prompt paymaster:

• 9.99% - monthly payment made on or before due date
• 17.50% - no payment received by due date

Furthermore, AFFINBANK also provides the benefit of:

• Cash Rebate of up to 0.8%
• FREE Annual Fee

For more details, visit any of AFFINBANK branches nationwide or contact our Call Centre at 03-5522 3000 today.