Notice on Updated of AFFIN ISLAMIC VISA Debit Card Terms and Conditions

20 April 2020

Dear AFFIN ISLAMIC VISA Debit Cardmembers,
Please be informed that the following updated clause will be incorporated in AFFIN ISLAMIC VISA Debit Card Terms and Conditions:

1.New/Revised clauses (words in bold) as follows:

Clause Details of new/revised clause

In consideration of Affin Islamic Bank Berhad (200501027372/709506-V) (‘the Bank’) agreeing to make available to the Cardmember the facility offered by the Bank, the Cardmember irrevocably and unconditionally hereby agrees to the following terms and conditions.
These terms and conditions are to be read together as a whole with the Bank’s General Terms and Conditions of Accounts and any other relevant Account terms and conditions, as well as other rules and regulations binding on the Bank. It is important for the Cardmember to read carefully and understand the terms and conditions printed below before using the Card. The Cardmember confirms that he has read these terms and conditions. In the event that the Cardmember does not understand these terms and conditions, the Cardmember is hereby advised to discuss further with the Bank’s staff, representative or agent.
Unless the loss or damage is directly caused by the Bank’s negligence, default or fraud, the Bank shall not be liable or responsible to the Cardmember for any loss or damage in following or omitting to follow such instructions.
c. The Cardmember shall be responsible for complying with such regulations and limits, and amendments thereto and the Cardmember shall indemnify and hold the Bank harmless from and against all claims, liabilities and damages arising from the Cardmembers’ failure to so comply unless the claims, liabilities and damages are directly caused by the Bank’s negligence, default or fraud.
  1. Additionally, but always subject to any laws (including regulations, guidelines and/or obligations) applicable to the Bank (whether in or outside Malaysia), the Cardmember hereby agree that the Bank and other companies in the Affin Bank Group of Companies may contact the Cardmember about products, services and offers, which may be of interest to the Cardmember or benefit them financially. However the Cardmember may opt-out of such direct marketing by calling the contact number below or write in to the address. With regards to merchants, strategic partners, agents and professional advisors not part of Affin Bank Group of Companies, the Bank will not make any direct marketing efforts unless consent has been obtained from the Cardmember.
The above new/revised clause will take effect at least twenty-one (21) days from the date of this notice.
  1. The following Fees and Charges in clause 8 have been revised:
Fees and charges Existing New
Withdrawal Fee via other Banks ATM/MEPS
  • RM4.00 per withdrawal at Local Foreign Bank ATMs (Citibank, Standard Chartered, UOB, HSBC & OCBC) via MEPS network
  • RM1.00 per withdrawal at Local Foreign Bank ATMs (Citibank, Standard Chartered, UOB, HSBC & OCBC) via MEPS network
The above charge will take effect immediately.
Note: The charge is temporarily waived effective 6 April 2020 until the end of the Movement Control Order period.
For further information on the revised of the AFFIN ISLAMIC VISA Debit Card Terms & Conditions, please call us at 03-8230 2222 or please visit
Thank you.

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