Consent to Opt In - Operationalisation Of Moratorium For Hire Purchase/Hire Purchase-i

To alleviate the financial burden of affected customers going through this challenging situation, Affin Bank Berhad and Affin Islamic Bank Berhad (“the Bank”) are providing a 6-month automatic moratorium to individual and Small and Medium Enterprises (SME) customers with financing effective 1 April 2020. This offer applies to financing denominated in Malaysian Ringgit that are not in arrears exceeding 90 days as at 1 April 2020.
Pursuant to the announcement made by Bank Negara Malaysia (BNM) on 30 April 2020 the following method will be adopted for the deferred instalment package for Hire Purchase/Hire Purchase-i facility(ies):
i) Customers do not need to make any payment during the moratorium (April 2020 to September 2020).
ii) Customer can resume making the monthly instalment payment starting 1 October 2020.
iii) Due to the moratorium, the final payment date will be automatically extended by six (6) months from the original maturity date of the Hire Purchase/Hire Purchase-i Agreement.
iv) No additional charges will be charged on the deferred instalments during and after the moratorium.  
v) In any case, all the other terms and conditions in the existing Hire Purchase/Hire Purchase-i Agreement shall remain unchanged.
If you choose to OPT OUT from this moratorium, please continue to make instalment payment in accordance to the original due date.
If you choose to be in this moratorium, you must provide your consent by submitting the ‘CONSENT TO OPT IN – OPERATIONALISATION OF MORATORIUM FOR HIRE PURCHASE/HIRE PURCHASE-i' form to the Bank before or on 15 June 2020 via email to
For further details, please refer to FAQ.

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