Dear Valued Customers,
We would like to inform you that effective 12 January 2021, AFFIN Barakah Charity Account-i (“ABCA-i”) that is structured under the Shariah concept of Qard will be changed to the Shariah concept of Tawarruq/Commodity Murabahah. With this revision, the Bank will discontinue offering ABCA-i under the Shariah concept of Qard.
The change of the Shariah concept is part of the Bank’s initiative for better product offerings to our customers. Under the Shariah concept of Tawarruq/Commodity Murabahah, you will be able to enjoy a fixed rate of return for your account and receive promotions and campaigns from the Bank in the future.
For your information, there are no changes in the product features of ABCA-i. The above exercise will be at no cost to you and no changes to your existing account number or the operation of your account. You may continue to contribute to charity according to your charity percentage, as selected earlier.
Following the above change of the Shariah concept, please be notified of the revised Terms and Conditions and Product Disclosure Sheet of AFFIN Barakah Charity Account-i, which is accessible at
For further information, please refer here the Frequently Asked Questions (FAQs) or visit your nearest AFFIN ISLAMIC/AFFINBANK branches or call us at 03-8230 2222.

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