Dear Valued Cardmembers,

With effect from 1^st April 2019, AFFINBANK and AFFIN ISLAMIC would revise the Credit Card/ Credit Card-i Terms and Conditions on Minimum Payment as below:

5% of Current Balance* + 100% Service Tax (if any) + 100% of any monthly instalment** (if any) + 100% Past Due amount (if any); OR RM50; whichever is higher.

*Current Balance = Retail transaction (if any) + Cash Advance/Cash withdrawal amount (if any) + Finance Charges/ Profit rate and/or Late Payment charges and any other fees and charges (if any)

**Monthly instalment refer to Easy Instalment Plan (EiPlan), Balance Transfer Instalment Plan (BTiP), Cash-On-Call Instalment Plan (CIP) and Easy Payment Plan (EPP)

This revision is applicable to all AFFINBANK and AFFIN ISLAMIC Credit Card/ Credit Card-i.