Special Relief Facility (SRF) for Covid-19

Special Relief Facility (SRF) for Covid-19


  • RM5 billion


  • Malaysian SMEs adversely affected by COVID-19, with at least 51% shares held by Malaysians


  • To help alleviate the short-term cash flow problems faced by SMEs affected by the COVID-19 outbreak

Purpose of Financing

  • Working Capital
  • Refinancing of existing facilities is not allowed

Financing rate

  • The effective financing rate is up to 3.50% per annum, inclusive of guarantee fee
  • For Islamic financing, the profit rate for the Islamic contract is up to 3.50% per annum, inclusive of guarantee fee
  • No collateral shall be required

Guarantee Coverage

  • 80% guarantee coverage from Credit Guarantee Corporation Malaysia (CGC) or Syarikat Jaminan Pembiayaan Perniagaan (SJPP)

Guarantee Fee

  • 0.5% per annum

Type of Financing

  • Term loan / Term Financing only

Financing Limit

  • Up to RM1 million per SME.

Maximum Financing Tenure

  • Up to 5.5 years, including a moratorium period of 6 months on both principal and interest payments

Availability Period

  • From 6 March 2020 to 31 December 2020

How to Apply

  Leave us your contact details so that we may reach out to you

Click here

  Contact our Call Centre at +603-8230 2222 or visit the nearest Business Centre nationwide today.

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