Bankers Acceptance (BA) – Purchase

Bankers Acceptance (BA) – Purchase

Short term financing to finance your purchases from resident or non-resident on sight or usance terms. You will have to draw a bill of exchange payable at a predetermined maturity date to be accepted by us. The underlying commercial transaction to support the drawing of a BA can be documents presented under an LC, documents presented under collection basis or purchases on open account terms. The advantage of the BA facility is the financing at competitive prevailing money market rates.


  • Financing is granted in Ringgit
  • Tenor is determined based on the buyer’s trade cycle to convert the goods into cash
  • Tenor of financing ranges from 21 days to 365 days subject to eligibility
  • Allow financing of purchases on sight / usance terms
  • Payable at a predetermined future date
  • Drawn to finance the underlying trade transaction



  • Allows to take possession of the goods without having to use your own funds immediately
  • Financing at competitive money market rates (BA Cost of Funds)
  • Flexibility to bunch and split invoices for financing
  • Financing of paid invoices on reimbursement allows flexibility in managing your cash flow
  • Prompt payment to seller that enable buyer to enjoy discount
  • Flexibility in financing amount and financing period
  • Cheaper funding rate option for Ringgit financing

Financing Amount

  • Minimum amount of financing RM50,000 drawn in multiples of RM1,000


  • Malaysian buyers (Domestic Purchases & Imports)


  • Approved BA Facility with the bank
  • Application must be made in the bank’s standard Application Form, along with Bills of Exchange (BA Draft), duly completed and signed by your authorised signatory/ies
  • Application must be accompanied by supporting documentation e.g. Invoices and transport documents, evidencing the underlying trade transaction

How to Apply

  Leave us your contact details so that we may reach out to you

Click here

  Contact our Call Centre at +603-8230 2222 or visit the nearest Business Centre nationwide today.

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