Export Credit Refinancing (ECR)

Export Credit Refinancing (ECR)

We are one of the channels to provide you with this short term export financing which is administered by EXIM Bank. This scheme was launched in order to promote Malaysia’s export and international trade. Financing is categorized under pre-shipment and post-shipment.

Pre-shipment exporters can avail this scheme to finance their overhead and working capital prior to shipment of the goods.

As for the post-shipment ECR is an advance to exporters to finance the export after shipment.

Our team of experts are always available to provide advise on your trade related matters.


  • Interest Rate is based on EXIM Bank’s ECR Funding Rate
  • Financing is categorized under pre-shipment and post-shipment
  • Under pre-shipment financing, exporters can finance their overhead and working capital prior to shipment
  • Under post-shipment, exporters can obtain immediate advance after shipment



  • Competitivefinancing rate
  • Improve cash flow and working capital
  • Immediate funds upon presentation of export documents
  • Most financing is structured to match the foreign currency receivables of our customer


  • Direct/Indirect Malaysian Exporters (local suppliers to exporter)
  • Products which are not listed under the First Schedule of Custom Duties Order (list of goods of which is prohibited to be exported)


  • Access to ECR scheme must be approved by EXIM Bank
  • Approved ECR facility with the Bank
  • Comply with all requirements and terms and conditions as specified in the “Guidelines on ECR facilities” by EXIM Bank
  • Satisfactory documentary evidence of the trade transaction (e.g. the original invoice, transport documents etc.), as may be required by the Bank

How to Apply

  Leave us your contact details so that we may reach out to you

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  Contact our Call Centre at +603-8230 2222 or visit the nearest Business Centre nationwide today.

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