Trust Receipt-i (TR-i)

TR-i is a financing facility based on the Shariah concept of Murabahah (cost plus). This is a sale contract where the commodity exchanged for is delivered immediately and the price is paid in lump sum at a later date.


Type of facility

  • Trade Bills-i Facility

Facility Limit

  • Subject to the Bank’s prevailing credit policy and credit approval


  • Provide flexibility in utilization of customer’s credit facility
  • Competitive pricing and margin of financing
  • The profit charged to the customer is fixed upfront
  • Flexibility in making early or partial payments
  • Globally accepted Shariah concept used
  • Low late payment charges
  • No processing fee


  • Sole Proprietor
  • Partnership/ Limited Liability Partnership (LLP)
  • Private Limited Company


  • Malaysian-controlled or Malaysian-owned business
  • Business enterprise based on the definition of SMEs
  • Confined to the Halal business/requirement
  • Customer must have good credit record and subject to bank’s credit criteria

Click for more information

How to Apply

  Leave us your contact details so that we may reach out to you

Click here

  Contact our Call Centre at +603-8230 2222 or visit the nearest Business Centre nationwide today.

Tariff Charges insert_drive_file
Rates & Charges attach_money
Calculator phonelink_ring