Affin Islamic Term Deposit-i

Eligible for protection by PIDM

Affin Islamic Term Deposit-i (AITD-i) is a deposit product based on Shariah concept of Wakalah with underlying Commodity Murabahah.


  • Minimum amount
    • 1 month tenure - minimum deposit placement of RM5,000
    • 2 months tenure and above – minimum deposit placement of RM500
  • PIDM Coverage up to RM250,000 per depositor per member bank


  • AITD-i is an account that provides customer with fixed return and guaranteed principal
  • Allows for early full withdrawal subject to terms and conditions determined by the Bank
  • No additional charge for early full withdrawal
  • Customer can choose for automatic renewal upon maturity
  • Customer can choose to:
    • Renew principal and profit; or
    • Renew principal and redeem profit; or
    • Redeem principal and profit
  • Brokerage fee is waived

Eligibility & Requirements

  • Open to all Residents and Non-Residents
  • Customer must execute one time signing of Letter of Agency
  • Partial withdrawal is not allowed

How to Apply

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  Contact our Call Centre at +603-8230 2222 or visit the nearest Business Centre nationwide today.

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